Mortgage Payments Relief Program Benefits

What Are The Benefits Of The

National Mortgage Relief Program via

Mortgage Payments Relief Program?


Simple:


"We Take Over Your Current And Future Mortgage Payments and You Can Move On"


 

  • No more Mortgage payments from You on the old note or property, we'll take over your house and mortgage payments even if you owe more than what the property is worth, regardless of the amount you owe.​

 

 

  • No property management fees. We take over the property and manage the property while mortgage payments are being made.

 

 

  • No more costly property repairs and maintenance.

 

 

  • No more land lording and tenant issues such as evictions and trying to collect the rent or stuck with the mortgage when your tenant defaults.

 

 

  • Avoid Foreclosure and further harm to your credit profile


  • Since the loan will remain in your name, you will see an improvement in your credit score as the mortgage continues to be paid on time. 


 

  • Avoid lenders going after you for the loan balance

 

 

  • Avoid vacant home vandalism and property theft

 

 

  • Our Property Managers/Trustees are responsible for overall upkeep and any additional expenses 

 

 

  • Qualified Property Managers/Trustees responsible for the home. 



 

​The Mortgage Payments Relief Program



  • Upside down mortgages, underwater homes, inability of prospective buyers to obtain financing, repairs needed or how about the closing costs and realtor fees that will have you bringing your hard earned money or savings to a closing just to sell your home?


  • What about time on market? Are you paying a monthly mortgage that you can't afford to pay while waiting for your house to sell?


  • Some homes depending on the condition can be difficult to sell, even at a substantial price reduction. 


  • Again, especially homes that can't be sold in the conventional market (an upside down mortgage or underwater mortgage which means you owe more than what the house is worth).


  • Tired of or can't handle the ongoing costs associated with holding on to the property? Mortgage expenses, taxes, insurance, maintenance, repairs, etc. 


  • Worst of all, vacant homes have become targets for vandalism.


  • Appliances, lighting fixtures, even copper plumbing, has been ripped from homes waiting to be sold, bringing down the already depressed value even further. 


  • We relieve you of these burdens and the stress associated with it.
  • Homeowners Relief Options Inc. offers immediate mortgage payment relief through The Mortgage Payment Relief Program. 




We Take Over House Payments,


We Take Over Houses



We Take Over Property



We Take Over Land Payments


We Take Over Mortgage Payments





  • Now some of the homes that we take over the mortgage payments on have little or no equity in them also known as an upside down mortgage or underwater homes.


Since there isn't any equity the home usually won't qualify for purchasing "the traditional way", however through the Mortgage Payment Relief Program: We can "purchase" by taking over the current and future mortgage payments.


We Take Over and You Move On",


  • No bank will not lend money to any buyer on a home that has negative equity, is upside down, underwater or is worth less than what is owed on the mortgage. 


  • Please keep in mind as private Real Estate Investors while we are providing a valuable service and solution to those in need, we still need to operate our business properly.


  • As such, we don't buy "full priced" homes the standard or traditional way.

        That's not our business model.


  • The only way we buy "full priced" homes with little or no equity or even with some equity, is by taking over the house and mortgage payments for the full amount of your loan balance.

  • In other words we'll take over your current and future mortgage payments until the mortgage can be satisfied and paid off in the future. Of course it isn't possible to give an actual timeframe on when the mortgage will be paid off or satisfied. It could be months or years.


  • However, until then we'll take on the responsibility of current and future mortgage payments, taxes, insurance and maintenance of the property.

  • Our goal is to recoup these costs in the future satisfaction and pay off of the mortgage. So we are extremely motivated to get it paid off expeditiously.


  • This is what differentiates us from a real estate agent. In most cases a real estate agent will not have the systems, program or desire to make your current and future mortgage payments or keep up on maintenance and or repairs while they are trying to sell your house. We can. We take over and you move on.


  • So do you have an Upside down or underwater mortgage situation?


  • Do you owe more than what the property is worth? No problem.


  • Do you have an unmanageable or unaffordable mortgage payment and home?


  • In pre-foreclosure? Close to foreclosure? Owe back payments?



  • Bottom line: We will take over the home and payments that come with it for the full amount of the mortgage until it is satisfied and paid off. 



The Mortgage Payment Relief Program is explained in more detail below:


The Mortgage Payments Relief Program.  



Click on the link below to more answers to any questions you may have: https://www.homeownersreliefoptions.com/Questions-and-Answers


​

There are situations where we will take over homes that are behind on mortgage payments where the threat of foreclosure is quite imminent.


We absolutely work with these types of situations. We can arrange to take over Back payments, current and future mortgage payments.


However, we also help homeowners who are not behind in payments but who want to walk away from the home and the mortgage payments for whatever reason.  


In many cases the only way for some homeowners to reasonably "sell" the house is for us to "take over" the mortgage payments and the property associated with it. 


For homeowners who are behind in payments, we can make arrangements to pay the arrearages and pay the current and future mortgage payments.


In this "take over the mortgage and house" process, we do "buy" your home but in a less conventional way, by simply contracting with you to take over your current and future mortgage payments, avoid future foreclosure, save your credit and then satisfy and pay off the mortgage in the future.


Keep in mind that "selling" your house by having us "take over the mortgage payments" MAY be the best option compared to what will happen if you just plain walk away and foreclose.

​

What we do may not be for everyone, but for those who are going to walk away (strategic default-buy and bail), those who are considering walking away from their mortgage and those who feel they have no choice (economic default) hardship. 


The many homeowners we've assisted over the years by taking over their mortgage payments and home have been pretty happy with the decision to utilize our services.


We've relieved them of the stress associated with an unwanted burden, liability and mortgage payments!


Sometimes people trying to sell their house the "traditional" way may have issues and problems such as repairs that are needed, not enough equity, upside down mortgage, significant arrearage or back payments, marketable title problems and other issues, and then when it's time to sell the "traditional" way through a real estate agent or broker, these afore mentioned issues may require the homeowner to actually bring cash TO the closing table.


Realtor commissions, closing costs, title company and attorney fees may require the homeowner to bring out of their pocket or bank account $10k, 20k, 30k or much, much more in order to sell the "traditional" way.


Almost always the homeowner does not want to use up their savings or nest egg or simply does not have the money.


With the Mortgage Payments Relief Program from Homeowners Relief Options you never pay thousands of dollars in closing costs to complete the deal.


You'll only pay the inspection if necessary, recording and document processing fees which varies between $300 to $500. That's it. Depending on your financial situation that's negotiable too.

​

More and more homeowners are preferring this way, method and option, (the Mortgage Payments Relief Program) having little to no out of pocket expense to dispose of the house and relieve themselves of the monthly mortgage payment.  


We've offering to help people at a time when few real estate agents, buyers or investors could or would. 


Not that we are opposed to real estate agents or investors, we frequently work with them.


There are however a few realtors because of lack of knowledge or experience of how to do this, would have you believe that this is not possible, it's illegal or even unethical.


It is very possible, quite legal and ethical, and in many cases for the homeowner absolutely necessary. We provide a service, option and solution where none existed before for many, many people.

​

"Selling" or disposing of your home to Homeowners Relief Options by having us take over your home and mortgage payments is kept quiet by many real estate professionals across the country because as mentioned before many realtors are not very familiar with the strategy or simply can't do it or don't know how.


Besides it takes away their bottom line...high commissions that you'll have to pay them.


They may not understand the process or are not comfortable with it, but we know it and have been taking over mortgage payments and homes for close to 20 years successfully.


The Mortgage Payments Relief Program. 

We'll Take Over and You Can Move On.

​

Many sellers and homeowners prefer the Mortgage Payments Relief Program instead of voluntarily (strategic default or buy and bail) or involuntarily foreclosing and would prefer NOT to ruin their credit for 7 years or more and suffer other consequences. 


So if you have no choice but to involuntarily foreclose (economic default) or choose to voluntarily walk away from your mortgage (strategic default or buy and bail) and home or simply choose to do so on purpose for whatever reason then stop right here.


We'll take over your mortgage payments regardless of the loan amount that you owe on your home and you can move on.




Is a Short Sale a good option? Perhaps but perhaps not.

​

Now you may have been thinking of a short sale of your home and perhaps your realtor told you that a short sale was the only option? 


Please read the information about short sales below first before you make that decision! 


Please read why a short sale of your home may not be the answer . 

> Don't Just Jump Into A Short Sale <


Want to find out more if this option to have us take over your mortgage payment and house is for you?


 Fill out the no obligation property fact form, send it back to us, we'll then call you for a no cost consultation and also answer your questions or concerns that you may have.


You decide if this is for you or not. Simple. We take over your mortgage payments and house and you can move on.


You can download a > Property  Fact Form in PDF <

 here > Property  Fact Form in Word <


This gives us some basic information about your mortgage and home situation without any obligation from you. We'll discuss. You Decide.


Homeowners Relief Options.


We take over...You move on.


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